We've solved the most common struggle in real estate history. Now you can buy your new home before ever putting your current home on the market!
If you're like most people, you'd need to sell your old home before you could buy a new one. Now you've got a better option! Our lender partners have made it possible for you to make a cash offer on your new home you love and then sell your old one after you move. This way you get to settle into your new space & make sure your old home is "picture perfect" everyday to maximize your profit & minimize the disruption to your daily life. Now that is a WIN-WIN!
Avoid the risk and hassle of selling first so you can move on your terms and timeline.
Enjoy the certainty of being a cash buyer with a guaranteed offer on your old home.
Eliminate the finance and home sale contingencies for a faster close.
"I would recommend Kate as a Realtor® to anyone. I started working with Kate professionally in 2005 referring her business and my clients have thanked me as a result. Very good with communication and letting the client know what is going on throughout the entire home buying process. My wife and I used Kate in 2008 to sell our home at the time and to purchase our existing home and we received first-hand experience of the professionalism that Kate brings."
— WESLEY F.
"Kate is a hard-working agent who is honest and direct. She really goes the extra mile to make sure her clients get results. She is very knowledgeable about the housing market in Billings and the surrounding area and helps her clients to understand how they can get the best deal in buying a home or the maximum out of selling their home. She is great to work with, as well."
— CHRIS B.
"Kate is extremely knowledgeable about the local market and is seemingly always available for questions. She assisted us with not only the purchase of our home but also in securing multiple tenants in the property. We have purchased many residences and investment properties in multiple markets and our experience with Kate was the best of them all. I would recommend her without hesitation for any real estate needs in Austin."
— ART H.
Often rolled into mortgage
The standard convenience fee is 1.9%. But if you use the preferred lender, you'll receive a 0.5% credit at closing, making your effective convenience fee 1.4% of your purchase price.
Deferred until you close
Your rent from the initial cash purchase with our lender partner until when you close on your own mortgage is prorated by the day.
Buyers pay an average of only 45 days of rent, which can in most cases be wrapped into your mortgage.
Get approved for a specific amount so you can start shopping and be ready to make an offer as soon as the house you want comes on the market.
You decide the price and terms & our lender partner signs the cash offer for your new home. Cash offers are four times more likely to beat financed offers.
The seller accepts your offer. We work to finalize the purchase. You'll have a few tasks to complete, too, including paying your earnest money deposit, scheduling an inspection and signing mortgage disclosure documents.
You can move into your new home as soon as our lender partner closes on it. Prorated rent begins the day of the cash closing and you can rent from them for up to six months - often wrapping the rent into your mortgage so you're not coming out of pocket with cash prior to your old home selling.
We list your old home and sell it for top dollar. Our lender partner is able to provide a floor price guarantee to most homebuyers so in the exceptionally rare occasion your home doesn't sell in six months, they'll buy it from you. (We've literally never had this happen, but isn't it great to have the guarantee?)
Finalize your mortgage and close on your new home, buying it back from our lender partner after your old home sells, giving you the opportunity to use the equity from your old home to get the best rate and terms on your new mortgage.